Access to healthcare is an important issue for many people, in terms of both quality and cost. The high examination and treatment fees at private hospitals lead many people to complementary health insurance. So what is complementary health insurance, what does it do and who can take it out?

What is complementary health insurance?

Complementary health insurance is a type of insurance that lets you receive healthcare at private hospitals contracted with SGK (the Turkish Social Security Institution) without paying the difference fee. Your insurance company pays the difference fee not covered by SGK on your behalf.

• SGK pays part of the treatment cost.
• Your insurance company covers the remaining difference fee, so you receive healthcare without any extra out-of-pocket payment.

What services does it cover?

Although it varies by insurance company, it generally includes the following benefits:

• Outpatient treatment (examinations, tests, X-rays, MRI, ultrasound, etc.)
• Inpatient treatment (surgery, room and board, intensive care, medication, etc.)
• Emergencies
• A wide healthcare network of contracted private hospitals

Some policies may also cover maternity, dental, eye care or check-up services.

Why choose it?

• Affordable price: Premiums are much more economical than private health insurance.
• Private hospital comfort: You are treated at SGK-contracted private hospitals without waiting in long queues.
• No difference fee: The insurance covers the difference fees charged at private hospitals.
• Easy to use: Everything is handled with your SGK registration and your policy.

An economical way to protect your health

Complementary health insurance lets you receive private-hospital-quality care while protecting your budget. You can get great peace of mind for a small premium. With comprehensive cover options and fast service, SigortaMobil is by your side as "The Established and New Home of Peace of Mind".